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MOVE-IN READY & $15,000 Flex Cash + washer, dryer & window blinds included! A fantastic opportunity to make this home your own while enjoying added value from the start. Welcome to Sawgrass Reserve, a charming townhome community featuring beautifully designed residences and a community pool perfect for relaxing and socializing. These modern townhomes showcase stylish exteriors and thoughtfully designed interior finishes, offering 3 bedrooms and 2.5 baths with comfortable, functional living spaces. Ideally located just a 5-minute drive to the beach or an easy golf cart ride or walk to local favorites like North Beach Social, Farm & Fire, and The Bay restaurants. JD Miller dog park is also right down the street. As you enter, you will notice beautiful modern finishes such as quartz countertops, a farm house sink in the kitchen, LVP flooring and white shaker soft close cabinets just to name a few. These units also come with impact windows and doors making these units energy efficient and quiet.

For those needing a longer timeframe, we have finishes that you can choose from to customize your unit. Come experience coastal living at its best at Sawgrass Reserve, where modern comfort meets unbeatable convenience.

**Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

Santa Rosa Beach

21 Old Barn Way

3 Beds

2 Baths

1,492 Sq.Ft.

$369,900

MLS#: 1013044

Fort Walton Beach

11 Tanglewood Circle

3 Beds

2 Baths

1,604 Sq.Ft.

$375,000

MLS#: 1011301

Available Now! 3-bedroom 2 bath mobile home Convenient to Tyndall AFB and Shopping. Central heat and Air, ceiling fans and washer and dryer hookups. All property sizes and ages are approximate, please measure and/or verify if important.
School assignments are subject to change, please check with Bay County for most accurate information.
Deposit is the same as the rent. Pets NOT Allowed!

Panama City

4905 Alameda Street 7

3 Beds

2 Baths

942 Sq.Ft.

$995

MLS#: 796147

Panama City

4303 Catherine Street

None Beds

None Baths

0.15 acres

$109,500

MLS#: 796129

Your Florida Beach Cottage Awaits! Just a short stroll to the beautiful Gulf beaches--this charming 3-bedroom, 1-bath block home is ready for its next chapter! It has been recently connected to sewer,with new HVAC including ductwork & ceiling insulation, new cabinets, countertops, stainless steel appliances and new lighting fixtures. With classic terrazzo floors, a nice-sized lot, (50x140) and plenty of room to create your own backyard oasis--including space for a pool--this property is full of possibilities. Use it as your full-time Florida retreat or second home, getaway where you can relax, make memories, and enjoy everything beach life has to offer. Block construction adds peace of mind, while the location puts you close to the sand, sunshine, and all the fun of the coast. Centrally located you are a short drive to Pier Park and on the opposite direction a short drive to everything the east end of PCB has to offer. Pack your flip-flops and come see why this little beach cottage could be the perfect place for your slice of paradise!

Panama City Beach

404 Wisteria Street

3 Beds

1 Baths

888 Sq.Ft.

$329,000

MLS#: 796097

New Price & A Great Deal !! White Sand Added To Waters Edge On This Bay Front Lot. There Are Absolutely Gorgeous & Unobstructed Water Views From This Paradise! Watch The Lights In South Walton With Views West Towards Destin, East Towards 331 Bridge & Beyond. Nicely Leveled Lot Raised & Ready For Your New Home To Be Built. There Is 60 ft of Waterfront & Is Approx 200 ft Deep From Road To Water. No HOA Restrictions In Order To Construct Whatever Walton County Will Allow. Park Your Boat Or Other Water Toys At Your Place. Freeport Is A Happening Place. A New Wal*Mart Store Coming And Already Has A Publix Grocery Store, Ace Hardware Plus More New Businesses To Come. The Beaches Of South Walton Are Just 18+ Miles Away. It Is The Best Of Both Worlds. By Boat Cross The Bay To The Bay Restaurant Or The North Bay Social Club. Fun and Yummy Too. From Freeport To The West Is VPS Airport & To The East Is ECP Airport. Interstate 10 Is 19 Miles North. You Should Check Out This Waterfront Lot Soon!

Freeport

Lot at 554 Beatrice Point Road

None Beds

None Baths

0.29 acres

$419,000

MLS#: 1013124

MOVE-IN-READY + $15,000 FLEX MONEY! Ask us about our 5.25% rate on this unit.

Sawgrass Reserve new-construction interior unit townhome: 3 BR, 2.5 BA, community pool, 5 minutes to the beach, near North Beach Social, Farm & Fire, The Bay and JD Miller dog park. Quartz countertops, farmhouse sink, LVP flooring, white shaker soft-close cabinets, 9' ceilings, impact windows and doors.

$15,000 seller flex money available to help buy down your rate, or apply to closing costs or prepaids, any lender. Not a price reduction. Subject to loan program limits and contract terms.

CrossCountry Mortgage, LLC NMLS 3029. Rates based on primary residence. FHA: 5.250% rate, 6.451% APR, 30-yr 5/1 ARM, $369,900 price, 3.5% down. VA: 5.250% rate, 5.802% APR, 30-yr 5/1 ARM, $369,900 price, 0% down. Fixed 5 yrs, then may increase or decrease. May require points; not for all credit profiles. MIP required for FHA. Excludes taxes, insurance, assessments; payment may be higher. Valid 10/20/26; 740 FICO, 30-day lock, FL owner-occupied single-family. Rate through CrossCountry only. Subject to underwriting approval; may change without notice. Equal Housing Opportunity. **Prices, plans, features, and options are subject to change without notice. Additional restrictions may apply. Sq. footages are approximate. Home information including features and available options are subject to change without notice. Artist renderings, photos, colors, features and sizes are for illustration purposes only and will vary from the homes as they are built. Elevations, exterior/interior colors, available upgrades, options, and standard features may vary and may include select options, elevations, and upgrades that require an additional charge.**

Santa Rosa Beach

17 Old Barn Way

3 Beds

2 Baths

1,492 Sq.Ft.

$369,900

MLS#: 1013043

Experience elevated coastal living from this rare TOP-FLOOR WEST CORNER PENTHOUSE at Grande Surf Club, an exclusive boutique Gulf-front condominium on the desirable East End of Panama City Beach. With only 28 residences and just two condos per floor, Grande Surf Club offers exceptional privacy and tranquility rarely found along The Emerald Coast. The newly updated ocean view kitchen features new white cabinetry, new backsplash, generous counter space, and an effortless connection to the main living areas. The gulf-front primary suite comes complete with a beautifully appointed primary bathroom featuring marble tile floors, a standing glass shower, a soaking tub, and double vanities. The ocean view guest suite provides a private retreat for family and visitors, complemented by a marble-tile guest bathroom with glass shower. A versatile bunkbed flex room creates additional sleeping space ideal for children, guests, or vacation rental use.

Located on the sought after East End of Panama City Beach. This luxury penthouse places you minutes from the area's best restaurants, boating, marinas, entertainment, nightlife, and white sand beaches.

Positioned to capture stunning coastline views, this penthouse is filled with natural light and showcases the best sunsets from the open concept living and dining areas. The oversized private balcony, an impressive extension of the living space and the perfect setting for morning coffee, outdoor dining, entertaining, or sunset cocktails overlooking the beautiful turquoise water and coastline of The Emerald Coast.

Whether you're searching for a luxury primary residence, second home, coastal retreat, or short-term rental investment, this exceptional Grande Surf Club penthouse combines boutique privacy, updated interiors, outdoor living space, Gulf views, and an irreplaceable top-floor penthouse setting.

Additional conveniences, this offer includes TWO assigned parking spaces, with one highly desirable covered parking space beneath the building.

A rare opportunity to own this west facing corner unit in one of Panama City Beach's most intimate Gulf-front towers.

Panama City Beach

8601 Surf Drive 15W

3 Beds

2 Baths

1,783 Sq.Ft.

$950,000

MLS#: 796108

PENTHOUSE PARADISE! 4BR/4BA DIRECT GULF FRONT CONDO WITH THE ABSOLUTE BEST BALCONY EVER! Stunning unobstructed sunset views from your spacious balcony. Boasting 1,637 sq. ft., this residence boasts one of the most coveted floor plans on the beach. Open floor plan design features 10' ceilings and crown molding. TWO GULF FRONT master suites (extremely rare to have two) with direct balcony access. Kitchen features granite countertops and stainless-steel appliances. HVAC 2019. Water Heater 2020. The expansive 493 sq. ft. balcony is ideal for entertaining, dining, or simply soaking in panoramic Gulf views and breathtaking sunsets. Assigned parking adjacent to high-speed, air-conditioned elevators. The building offers a seasonally heated Gulf-front pool, a jacuzzi spa, a fitness center, and a sauna. Located in the vibrant heart of Panama City Beach, Ocean Ritz is surrounded by lots of restaurants, shopping, and entertainment options. With only 63 units in this low-density building and just 3 per floor, this fully furnished condo is ready for you to call home or add to your investment portfolio. You don't want to miss out on this one!!!

Panama City Beach

10611 Front Beach Road 2203

4 Beds

4 Baths

1,637 Sq.Ft.

$845,000

MLS#: 796106

Welcome to this beautiful waterfront Florida cottage--the only custom-built home in the neighborhood! Offering 2,278 square feet, this thoughtfully designed two-story home features 4 bedrooms, 3 full bathrooms, and two spacious primary suites, providing a flexible layout ideal for guests, multigenerational living, or added privacy.

Inside, you'll find tall ceilings, white quartz countertops, crisp white cabinetry, fresh interior paint, and LVP flooring throughout the main level. The impressive primary bathroom features a separate soaking tub and large walk-in shower.

Enjoy the Florida lifestyle from the covered front and rear porches overlooking the water, along with a fenced backyard and beautifully maintained landscaping.

The location is another standout feature. Situated in a gated community in a prime Freeport location south of Highway 20, the home offers the convenience of avoiding much of the rush-hour traffic through Freeport while providing a quick drive to Santa Rosa Beach and the beautiful beaches of 30A. The community is conveniently located just behind the Publix shopping center and offers amenities including a pool, clubhouse, and nature walk leading to the creek.
Recently appraised at $470,000 and priced below appraised value for a quick sale, this home offers an excellent opportunity to own a truly unique property with custom construction, two primary suites, a waterfront setting, and convenient access to both Freeport and the beaches of South Walton.

Custom-built, waterfront, move-in ready, and priced to sell--don't miss this opportunity!

Freeport

330 Marquis Way

4 Beds

3 Baths

2,308 Sq.Ft.

$450,000

MLS#: 1013113

#1013100

Crestview

310 Brannon Court

3 Beds

2 Baths

1,308 Sq.Ft.

$274,900

MLS#: 1013100

Milton

6668 Maple Street

3 Beds

2 Baths

2,047 Sq.Ft.

$254,900

MLS#: 1013037

Gulf Breeze

1625 Rosemary Way

4 Beds

3 Baths

2,073 Sq.Ft.

$539,900

MLS#: 1013084

ASSUMABLE 5.125% LOAN! Welcome home to this beautifully maintained Craftsman-style property, thoughtfully built by a custom Emerald Coast builder and completed in 2022. From the moment you step inside, the attention to detail is immediately apparent. Neutral tones, layered textures, custom finishes, and a warm, timeless design create a home that feels both elevated and comfortable.

Offering four bedrooms and three bathrooms across a two-story split design, this home was created with everyday living and entertaining in mind. The oversized living room flows beautifully into the spacious kitchen, creating the perfect gathering place for family, friends, holidays, and weekends at home. One of the standout features is the exceptionally large kitchen island and countertop space--a rare find in newer construction and an incredible centerpiece for entertaining. Stainless steel appliances convey with the home, while the washer and dryer are negotiable.

The pantry has also been redesigned with beautiful wood shelving to maximize storage and functionality. As you continue through the home, custom wainscoting along the hallway adds another layer of craftsmanship, while the neutral color palette makes the home feel bright, clean, and move-in ready. Electric blinds were added as an additional upgrade, providing convenience at the push of a button.

(continue) Outside, the owners have continued to invest in the property with irrigation, fencing, whole-home gutters for proper drainage, and an upgraded playground positioned in the far corner of the yard. The sellers would love for the next owners to enjoy the playground as much as they have, although it remains negotiable.

Perhaps one of the most appealing features is the location. With NO HOA and a quiet one-way-in, one-way-out setting, there is no cut-through traffic passing through the neighborhood. It offers a peaceful place to come home to at the end of the day while still keeping you close to everything the Emerald Coast has to offer.

Ready for the beach? You can be there in less than 10 minutes--giving you the coastal lifestyle without the beachfront price tag. The property is also located outside of a designated flood zone, and its newer 2022 construction means buyers can enjoy the benefits of more modern building standards and potentially favorable insurance considerations.

For military and commuting buyers, the location is especially convenient to Hurlburt Field, the Mary Esther area, Fort Walton Beach, and Destin, while still providing easy access toward Gulf Breeze and Pensacola.

Meticulously cared for by its original owner, this four-year-young home shows pride of ownership throughout. The sellers would love to achieve a December closing, although an earlier closing date may be negotiable.

Custom craftsmanship, modern upgrades, no HOA, a quiet neighborhood setting, and the Emerald Coast lifestyle just minutes away--this is one you will want to experience in person.

Navarre

2143 Nina Street

4 Beds

3 Baths

2,046 Sq.Ft.

$449,900

MLS#: 1013081

#1013047

Destin

108 Gulf Winds Court 108

2 Beds

2 Baths

920 Sq.Ft.

$344,900

MLS#: 1013047

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